Terms of Service Last Updated: June 5, 2026 Welcome to Matt's Elite Life Coaching. By accessing or using mattschats.com, the Mini Great Breakthrough™ Bot, or any of our services, you agree to be bound by these Terms of Service. --- 1. NATURE OF SERVICE Matt's Elite Life Coaching provides a discovery-based coaching framework to help individuals identify their Sweet Spot — the intersection of proven skills and genuine personal interest. The Mini Great Breakthrough™ Bot is an AI-powered discovery tool. It is NOT: • Licensed therapy or mental health counseling • Financial, legal, or medical advice • A substitute for professional services For deeper transformation and live support, coaching sessions are available via Premium.chat at mattschats.com. --- 2. USER RESPONSIBILITIES By using our services, you agree to: • Provide accurate information during bot sessions • Only submit friend referrals with the genuine intent of making an introduction — not to spam others • Use the service for lawful purposes only • Not attempt to reverse-engineer, copy, or misuse our proprietary frameworks --- 3. FRIEND REFERRAL PROGRAM When you provide friends' contact information during the bot session, you confirm that: • You have a genuine relationship with each person • You are comfortable with Matt's Elite Life Coaching sending them a single introductory email on your behalf • You understand referred contacts may opt out at any time --- 4. INTELLECTUAL PROPERTY The following are proprietary to Matt's Elite Life Coaching: • The C-FATE Framework™ • The Mini Great Breakthrough™ process and name • All coaching scripts, knowledge frameworks, and bot content Unauthorized reproduction, distribution, or commercial use of any proprietary content is strictly prohibited. --- 5. INCOME REPRESENTATIONS Any income figures mentioned on this site or through the bot (such as Premium.chat earning potential) are illustrative examples only. They are not guarantees of income or earnings. Results vary based on individual effort, skill, market conditions, and other factors. --- 6. AFFILIATE RELATIONSHIPS This site participates in affiliate programs. We may earn a commission when you sign up for services through our referral links. See our Affiliate Disclosure page for full details. --- 7. PREMIUM.CHAT SESSIONS Live coaching sessions are conducted through Premium.chat, a third-party platform. Use of Premium.chat is subject to their own Terms of Service. Matt's Elite Life Coaching is not responsible for the availability, pricing, or technical performance of the Premium.chat platform. --- 8. LIMITATION OF LIABILITY To the fullest extent permitted by law, Matt's Elite Life Coaching shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or our services. Our total liability for any claim shall not exceed the amount you paid for services in the 30 days preceding the claim. --- 9. CRISIS SITUATIONS If you are experiencing a mental health emergency, please stop and contact a licensed mental health professional or call/text 988 (Suicide and Crisis Lifeline) immediately. Our services are not equipped to handle crisis situations. --- 10. GOVERNING LAW These Terms are governed by the laws of the State of Missouri. Any disputes shall be resolved in the courts of Raytown, Missouri. --- 11. CHANGES TO THESE TERMS We reserve the right to update these Terms at any time. Continued use of our services after changes are posted constitutes acceptance of the updated Terms. --- 12. CONTACT US Matt's Elite Life Coaching Raytown, MO matt@mattschats.com mattschats.com